The expansion of complex financial products in the retail space—especially Registered Index-Linked Annuities (RILAs)—has introduced new layers of legal exposure and regulatory scrutiny. This CLE program gives attorneys a clear view into the supervisory demands firms face when distributing these products to retail investors.

This CLE course will examine how RILAs function, why they pose unique compliance challenges, and what legal teams need to watch for—including conflicts of interest, inadequate disclosures, sales pattern red flags, and evolving suitability obligations. The panel will also compare oversight strategies for newer offerings such as crypto-linked ETFs and leveraged or volatility-based products.

Featuring insights from industry compliance leaders and regulatory examiners, the session highlights recent FINRA findings, real-world firm practices, and emerging standards for documentation, surveillance, and rep training. Legal professionals will leave with strategies to help clients adapt their supervision models to today’s complex and fast-moving product environment.